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CERTIFICATED TRAINERS BY BANKAKADEMIE FRANKFURT/M
Mr. Kiro Cadikovski, born in Skopje on 09.05.1974, graduated in 1998 from the Electrical Engineering Department, Computers Science, Informatics and Automatization Track of the St. Cyril and Methodius University (Skopje, Macedonia). The same year he joined the team of the Card Department of Komercijalna Banka A.D., Skopje, where he works now as the Head of the Card Department being in charge for the full range of services connected with bank cards. In 2002 he received the trainer in Practice Orientating Bank Economy certificate from Bankakademie International (Frankfurt-on-Main) under the framework of the Stability Pact programme sponsored by the German Ministry of Foreign Affairs. The title of his exam-presentation was ‘Basics of Card Business’. He participated in a study tour to the Bankakademie International headquarter in Frankfurt-on-Main where he familiarized himself with systems and processes of the European Union and German banking sector.
Ms. Vesna Jovanovska, born in Skopje on 30.05.1973, graduated from the Department of Economics of the St. Cyril and Methodius University (Skopje, Macedonia) in 1996. After graduation she worked with ‘Euro-Mak Company’, the publisher of the Economics & Business magazine. Since 1999 she has been employed with the Credit Department of the Macedonian Bank of Development Promotion, Skopje. The field of her expertise is long and short term financing of companies. In spring 2002 she finished her trainer’s education and became a Bankakademie International certified trainer in Basic Bank Economy. The title of her exam-presentation was ‘Procedures for reception, processing and approval of the credit application’.
Mrs Jelena Minovska, born in Skopje in 26.12.1974, in 1997 she obtained her BA in Economics from St. Cyril and Methodius University (Skopje, Macedonia): Business Economy Track, Financial Accounting Management specialization. Since 1998 she has been enrolled in a postgraduate program at the Department of Economics of the mentioned above university, specializing in Monetary Economy. She is employed with a saving house ‘Mladinec’ as an economic-financial consulting officer. Investment programs preparation, business plans development, small enterprises consulting and market analyses are the constituents of her duties. In 2002 she received the certificate as a trainer in Practice Orientating Bank Economy from Bankakademie International (Frankfurt). The title of her exam-presentation was: ‘Financial analyse of the credit applicant’. She also participated in a study tour to Frankfurt on Main.
Mrs Irena Mitrevska, born in Bitola on 18.04.1972. She obtained her BA in Tourism from St. Kliment Ohridski University (Ohrid, Macedonia). She has 7-years working experience in the field of foreign and domestic payment with Teteks Kreditna Banka A.D. Bitola. In the moment she hold a position of Head of the Domestic Payemnt System. In 2002 she gained a Bankakademie International certificate as a trainer in Practice Orientating Bank Economy. The title of her exam-presentation was ‘Payment System in Macedonia: Payment instruments’. She took part in a study tour to Frankfurt-on-Main during which she familiarized herself with the German banking sector.
Mrs. Viktorija Mitreska, born in Skopje on 11.09.1973, obtained her BA in Economics from the St. Cyril and Methodius University (Skopje, Macedonia) in 1999, majoring in financial and accounting management. After graduation she worked as an assistant of an IMF tax expert on VAT implementation and as a loan officer of TC Ziraat Bankasi, Skopje. Currently she is employed as a Senior Officer of the Treasury Division of Stopanska banka A.D. Skopje, responsible for corporate deposits. In April 2002 Viktorija became a certified trainer in Basic Bank Economy. The title of her exam-presentation was ‘Deposits - General Overview’. She participated in the study tour to Frankfurt-on-Main in spring of 2002.
Mrs. Klimentina Poposka, born in Skopje in 02.05.1973. She obtained her BA in Economics (Business Economy, Banking) in 1996 and MA in Economics (Monetary Policy) in 2002 from the St. Cyril and Methodius University (Skopje, Macedonia). Since 1998 Mrs Poposka has been working at the Institute of Economics as a researcher in Monetary and Credit Policy. In 2002 she received a Bankakademie International certificate as a trainer in Practice Orientating Bank Economy. The title of her exam-presentation was ‘Banking system of the Republic of Macedonia: problems and possible solutions’. She also participated in a study tour to Frankfurt-on-Main, getting acquainted with the peculiarities of the German and European banking systems.
Mrs. Suzana Stavrik is born in 09.10.1969 in Skopje, graduated from the Department of Economics of the St. Cyril and Methodious University (Skopje, Macedonia). She has working experience on managerial positions in trading and banking. Since 1999 she is employed with the Loan Department of the Export Import Bank A.D. Skopje. The field of her expertise is short and long term loans in domestic and foreign currency, and guarantees. Possessing good knowledge and skills in foreign exchange, L/C, non-resident accounts, and savings, Mrs. Stavrik works as a front officer of the bank. After an intensive training organized by the Bankakademie International and a study tour to Germany she became a trainer in Practice Orientating Bank Economy in 2002. The title of her exam-presentation was ‘Organization of the credit department-Front office versus Back office.
Mr. Aleksandar Stanojkovski, born in Stip on 06.01.1968, graduated from the Department of Economics of the St. Cyril and Methodius University (Skopje, Macedonia) in 1991. He has over 10-years experience in investment appraisal and assessment of the value of enterprises. For the last two years he has been working as an Assistant Manager of the Corporate Division of Stopanska banka A.D., Skopje. He is a Bankakademie International certified trainer in Basic Bank Economy. The title of his exam-presentation (April, 2002) was ‘Credit Risk Management’. In 2002 he took part in a study tour to Germany.
Mrs Natasha Stojanova, born in Skopje in 18.05.1975, graduated from the Department of Economics in Skopje in 1998 in Business Economy (Financial Accounting Management). Currently she is enrolled in a postgraduate program, in Monetary Economy with final theses: "Instruments of risk management". Mrs Stojanova works as a Senior Administrator of the International Credit Department of the Komercijalna Banka A.D. Skopje. Her working experience included a counselor position with the Ministry of Finance of the Republic of Macedonia. In 2002 she received a certificate as a trainer in Practice Orientating Bank Economy from the Bankakademie International (Frankfurt-on-Main). The title of her exam-presentation was ‘Derivatives with a focus on forwards’. She took part in a study tour to Frankfurt-on-Main.
Mrs. Mirjana Trajanovska, born in Tetovo on 29.01.1965, graduated from the Department of Economics of the St. Cyril and Methodius University (Skopje, Macedonia) in 1987. She has over 14-years experience with Stopanska banka A.D. Skopje, where for the last year she worked as Chief Treasurer. The field of her expertise is liquidity management. Since April 2002 is a certified trainer in Basic Bank Economy. The title of her exam-presentation was ‘Payment System’. She also participated in a study tour to Frankfurt-on-Main.
Mr. Vlado Trajkovski, born on 13.05.1951, graduated from the Department of Economics of the St. Cyril and Methodius University (Skopje, Macedonia) in 1976. He has a solid experience working in banking sector. Since 2000 Mr. Trajkovski has been working as an Assistant Director of Teteks Banka A.D. Skopje. He is a Bankakademie International certified trainer in Practice Orientating Bank Economy. Mr. Trajkovski is interested in conducting seminars on different banking topics.
Mrs. Genadieva Julijana, born in Tetovo on 25.06.1964, graduated from the Department of Economics in Skopje in 1988, majoring in finance, accounting and banking. She has over 14-years working experience in banking sector. Currently she works as a credit officer of the Department of assets, business policy and crediting of enterprises of Tetovo banka. In October 2002 she became a Bankakademie International (Frankfurt) certified trainer in Basic Bank Economy.